the important bit.

accountabilibuddy is a tracking and motivation tool only. we never handle, process, store, or transmit any money or payments. all financial stakes and settlements happen directly between you and your buddy using your preferred payment apps (venmo, cash app, paypal, zelle, etc.). we have zero involvement in any monetary transactions.

acceptance of terms.

By downloading, accessing, or using AccountabiliBuddy ("the App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the App. You must be at least 18 years old to use this App. By using the App, you represent and warrant that you are at least 18 years of age.

nature of the service.

AccountabiliBuddy is a commitment tracking and accountability tool that:

This App is NOT a gambling service, payment processor, or financial services platform. The App simply displays suggested penalty amounts based on user-defined parameters. Users are under no legal obligation to pay these amounts, and the App has no mechanism to enforce, collect, or process any payments.

no payment processing.

THIS IS CRITICAL TO UNDERSTAND:

Any financial stakes or "bets" referenced in the App are purely motivational tools agreed upon privately between users. The App simply tracks and displays these user-defined amounts but has no involvement in actual monetary transactions.

health & safety disclaimer.

IMPORTANT: Read this carefully before using the App.

By using the App, you acknowledge that you are voluntarily participating in activities related to your commitments and assume all risks associated with such activities.

user responsibilities.

By using AccountabiliBuddy, you agree to:

pact agreements between users.

When you create or join a pact:

content & conduct.

You are solely responsible for:

limitation of liability.

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

indemnification.

You agree to indemnify, defend, and hold harmless AccountabiliBuddy, its owners, operators, affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, and expenses (including legal fees) arising from:

governing law & disputes.

These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from these Terms or your use of the App shall be resolved through binding arbitration in accordance with applicable arbitration rules, except where prohibited by law.

termination.

We reserve the right to terminate or suspend your access to the App at any time, for any reason, without notice. Upon termination, your right to use the App will immediately cease.

changes to terms.

We may update these Terms at any time. Continued use of the App after changes constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.

severability.

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

contact.

Questions about these Terms? Contact us: